Thursday, July 28, 2011

President's Healthcare Plan Helps People With Pre-Existing Conditions! You May Qualify!

I want to share some Good News with you!
The President's Healthcare Plan helps people with pre-existing conditions. Is your monthly insurance rate sky high? Do you have pre-existing conditions? If so, you may qualify for the Pre-Existing Condition Insurance Plan (PCIP). If you don't have Healthcare or if your rates are too high (thousands of dollars a month), you may benefit by enrolling in this plan.

The Pre-Existing Condition Insurance Plan makes health insurance available to people who have had a problem getting insurance due to a pre-existing condition.
The Pre-Existing Condition Insurance Plan:
•Covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs.
•Does not charge you a higher premium just because of your medical condition.
•Does not base eligibility on income.

Read more about others who have enrolled in this program:
On June 28, Irene Schmoller sent an email to her health insurance company, Health Net of Arizona, letting them know she wanted to drop her policy.

"I just can not afford paying over $1200 a month!!" wrote Schmoller, 63. "I've been a member for over 20 years, but you have outpriced yourself. I am a very healthy person who eats healthy, exercises and does not smoke or am I overweight. Just because I have pre-existing conditions which no longer apply you charge me a fortune! Goodbye!"

Schmoller, who lives in Safford, Ariz., is dropping Health Net in favor of a new $5 billion government program created by the Affordable Care Act to provide affordable coverage to people with pre-existing health conditions like diabetes or heart disease. The catch is that she'll have to wait six months without insurance before she can apply.

The program is called the Pre-Existing Condition Insurance Plan, or PCIP, and so far, just 18,313 people have enrolled across the country. (Read the Rest of the article HERE)

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